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High Yield Business Savings Account | Business Money Market Accounts

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Savings & Money Markets

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Interested in opening an account or have questions?

Our Business Savings & Money Market Accounts Include:

Business Money Market

Our highest yield business account.

Business Cash Sweep Account

Minimize excess business checking balances. Maximize your return on available funds.

Business Savings Account

An account with a low minimum balance requirement that pays a competitive rate of interest.

Business Savings & Money Market Account Comparison:

Type of AccountMinimum Opening Balance1Minimum Balance to Earn InterestMonthly Service Charge

Additional Information

Business Money Market*2$1,000

No Minimum 
Current Rates

$5 if the minimum balance falls below $1,000 any day during the monthly statement cycleLimited checks
Business Cash Sweep Account3No minimum opening deposit

No Minimum

Current Rates

$75 monthly service chargeRequires an Business Analyzed account
Business Savings2$1,000

No Minimum

Current Rates

$1 if the minimum balance falls below $200 any day during the monthly statement cycleLimited checks

* Customer purchases checks.

1. Interest begins to accrue on the business day your deposit is posted. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. 

2. Transfers and/or withdrawals from your money market or savings account conducted in person in the branch or at the ATM are unlimited. All other transfers are limited by federal regulations to six (6) during a calendar month. Of the six, only three (3) may be by check, draft or point of sale (POS) payable to third parties. Transfers include: pre-authorized transfers, automatic transfers, transfers to an overdrawn checking account, telephone transfers requested through the branch or Customer Service Department, Telephone Banking transfers, automatic payments (excluding HomeStreet loan/mortgage payments), Online Banking transfers and bill payments, and internet generated transactions. If the limited transfers are exceeded, we may close your account or convert the account to an account that you are eligible for. 

3. Fees on these accounts may be offset by the earnings credit allowance on the analyzed account. The earnings credit allowance is calculated by applying an earnings credit rate to the net investable balance each month (defined as the average collected balance less a 10% reserve requirement). The earnings credit rate is an independently administered rate determined by the Bank and is subject to change.


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